If you own a car, you need to have car insurance. And if you own a boat, you need to have boat insurance. But while almost everyone drives a car, and therefore car insurance is a well-known and popular thing, not everyone owns a boat—so you probably know a bit less about boat insurance! The following are questions that new boat owners often have about insurance.
What does boat insurance cover?
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Your auto insurance deductible should not be a static number; you should review it regularly and increase or decrease it if necessary. For example, here are some situations in which you should lower your deductible.
You Have Been Driving the Same Car for Years
A high deductible makes sense with a valuable car that will require serious money to fix in case of an accident. Therefore, if you are driving one of the latest car model or an exotic car, a high deductible makes sense because even after you pay the deductible, the insurance will still chip in and top up the repair cash.
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You have the new tiny house picked out, you have started eliminating the unnecessary clutter, and you are fully ready to live your life on a smaller scale. It is definitely exciting to make the transition from a big house into a tiny one, but there is one little conundrum that many new tiny home dwellers do not expect: homeowner's insurance for a tiny home can be a fickle thing. You definitely do not want to live in a home that is not properly protected, so you will need to do a little research about insuring your new small abode.
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