If you get a letter that your auto insurance premium is going up, it's important to understand why. There may be something you're able to do to get a lower rate by changing how you drive or changing auto insurance companies.
Rate Increases After an Accident
It's common for your auto insurance rates to go up after an accident. Almost every auto insurance company will raise your rates. The reason they do this is that the more accidents you have, the higher your risk of getting into another accident.